5 Things Never to Say to Your Insurers

5 Things Never to Say to Your InsurersSome words are red flags to insurers and using them could mean that your claim might be delayed or even denied.1. "I Think ..."Never begin a statement regarding a claim with these words. If you aren't sure, don't guess. What you say could cause your claim to be delayed or denied, says attorney Vedica Puri. And if you're wrong -- say, you report driving at 30

Are You Hard to Insure?

Are You Hard to Insure?What prompts an insurer to deny coverage? The reasons for rejection fall into a handful of categories, but they all boil down to one maddening fact: Companies don't like to sell insurance to people who are likely to use it.In some cases, there isn't much you can do to remedy the situation — if you live in an active flood plain, for instance. But some things you do have