Accident Insurance

Accident insurance provides a cash cover to a policyholder when s/he suffers injuries as a result of an accident. While insurance helps a policyholder pay off hospital and medical bills in case of accident injuries, it provides cash benefits to family members if the policyholder dies in the accident. This insurance, applicable 24 hours a day, 365 days a year, is also commonly referred to as

One Picture is Worth a THOU$AND DOLLAR$

Yes, I know a picture is worth a thousand words, but it could also be worth a thousand (or THOUSANDS OF) dollars!I can't tell you the number of times in my 30+ year career in the insurance business that I've listened to a distraught policyholder after a loss struggle to remember everything that was stolen or lost in a fire. Many times I'll get a call many months after the loss because the client

The Miracle of Renters Insurance

Here's the secret -- Your Landlord's Insurance DOES NOT cover ANY of your stuff. Not your TV, clothes, stereo, iPod, Laptop, dishes, furniture, NOTHING! Please read on and see how inexpensively you can protect your valuable possessions for just pennies a day.OK ! I know you’re thinking ‘What could possibly be so MIRACULOUS about Renters Insurance?Well…. Here’s the inside scoop !Here’s a little

101 Ways To Save Money And Live Better

101 Ways to Save Money and Live Better is provided for one purpose and one purpose only!TO CHANGE YOUR THINKING.You thought I was going to say, “To save you money,” didn’t you?You will save money by using these ideas. You might even save a lot of money. But…Until you change your thinking about how you spend your money,you’ll only be scratching the surface of what you could do!Many of our clients,

How Much Homeowners Insurance Do You REALLY Need?

Your home is likely your single largest investment. Protecting it properly is critical to your financial security. If you’ve only been guessing until now, then guess no longer.Insurance for your home need not be a shot in the dark. There are simple ways to determine EXACTLY how much insurance you should have.Even though insurance has been part of our culture for over 100 years, to most people –

Term Life Insurance – Beware of the Ticking Time Bomb

Beware Of Your Term Insurance -- THE TICKING TIME BOMB!WHAT KIND OF INSURANCE IS BEST FOR ME?If you’ve read any of our other reports, you’ll know that even though insurance has been part of our culture for over 100 years, to most people – It’s still just a mystery. And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”I

Insurance Claims Secrets - The INSIDE STORY

Insurance claims can be a first class PITA! With that in mind, this little bit of INSIDE INFORMATION is offered.EVERY CLAIM HAS:An Adjuster (human type)A File (either electronic or paper or both)A Supervisor (also the human type)The claim process looks like this (considering the three above items)The Adjuster mediates and calculates the value of the claim. (Why? Because that's what he's paid to

How to Review Your Auto Insurance Renewal Statement

You can save TONS OF MONEY by just taking a few minutes to look over that annoying little renewal statement that has your insurance bill attached to it. We sure get a lot of paper these days. Seems that in this paper-LESS society, we shouldn't have quite as much paper as we do. True... we can scan it, archive it, or just throw it away. There is one piece of paper that you'll want to pay

Insuring Savings With A Simple Checklist

Insurance needs change with age and circumstance, yet few people take the time to review their insurance needs and find savings to fatten their monthly budget. It is, though, one of the easiest ways to cut living expenses and save money. On the bright side, it takes just a phone call to switch policies, get a new quote, or change the terms of an existing policy. Here are a few things to check