How Much Homeowners Insurance Do You REALLY Need?

Your home is likely your single largest investment. Protecting it properly is critical to your financial security. If you’ve only been guessing until now, then guess no longer.Insurance for your home need not be a shot in the dark. There are simple ways to determine EXACTLY how much insurance you should have.Even though insurance has been part of our culture for over 100 years, to most people –

Term Life Insurance – Beware of the Ticking Time Bomb

Beware Of Your Term Insurance -- THE TICKING TIME BOMB!WHAT KIND OF INSURANCE IS BEST FOR ME?If you’ve read any of our other reports, you’ll know that even though insurance has been part of our culture for over 100 years, to most people – It’s still just a mystery. And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”I

Insurance Claims Secrets - The INSIDE STORY

Insurance claims can be a first class PITA! With that in mind, this little bit of INSIDE INFORMATION is offered.EVERY CLAIM HAS:An Adjuster (human type)A File (either electronic or paper or both)A Supervisor (also the human type)The claim process looks like this (considering the three above items)The Adjuster mediates and calculates the value of the claim. (Why? Because that's what he's paid to

How to Review Your Auto Insurance Renewal Statement

You can save TONS OF MONEY by just taking a few minutes to look over that annoying little renewal statement that has your insurance bill attached to it. We sure get a lot of paper these days. Seems that in this paper-LESS society, we shouldn't have quite as much paper as we do. True... we can scan it, archive it, or just throw it away. There is one piece of paper that you'll want to pay

Insuring Savings With A Simple Checklist

Insurance needs change with age and circumstance, yet few people take the time to review their insurance needs and find savings to fatten their monthly budget. It is, though, one of the easiest ways to cut living expenses and save money. On the bright side, it takes just a phone call to switch policies, get a new quote, or change the terms of an existing policy. Here are a few things to check

Masschussets learns that "insurance is not health care"

A flood of articles in recent weeks discuss the difficulties triggered by Massachusetts' experiment in mandadted health insurance.The Kaiser Founation published an excellent summry report at http://www.kaisernetwork.org/daily_reports/rep_index.cfm?DR_ID=51517 .Several other states including California have declined similar proposals. Pols show that the majority of Americans do not wnt mandated

Auto Insurance, Automobile Insurance, Car Insurance

In the event of a car accident or damage, auto insurance will protect the owner from the expensive costs involved in fixing the car, other property or another driver's car. Car and auto insurance is essential for all drivers and is required by the law in many states and countries. It is wise to have full coverage automobile insurance, but some drivers can get by on third-party or liability